#2 – 100 Day Loans Review
Amount:
- Up to $1,000
Features:
- 7 Minute Application
- No Credit Checks
- Get Cash as Fast as 1 Hour
- Instant Approval
- Extended Payment Plan
- 80% Approval Rate
One of the most appealing features of the 100 Day Loans program is the extended payment plan where consumers have up to 100 days to pay back the loan, while other similar programs are adamant on getting the payment in full by your very next pay day. So, the loan is usually granted for 14 days.
With over 122 lenders to match you with, when you apply for your payday loan, 100 Day Loans makes it possible to find a loan with the lowest possible fee and the best repayment options possible.
The application process is quick and easy, in most cases it only takes 7 minutes or less, and there are no credit checks. This means applying for a payday loan won’t affect your credit in any way. That is a real plus because every time a lender runs your credit history a few points are knocked off your score. But this is not the case with 100 Day Loans because there is no credit check involved in the process.
You need to prove a source of income and have a valid bank account and you can be approved instantly. In many cases, funds can be deposited in your account in as fast as one hour depending on the lender you are matched with, as this option does vary from lender to lender.
With a secure 128 bit encryption technology powered by VeriSign, your private information is safeguarded from outside harm at the website. Your personal as well as your financial information is protected, which makes the transfer of your application just as safe as it is fast. In as short a time as 90 seconds, you will have an answer and be on your way to the next step – finalizing the loan and getting your money deposited directly to your account.
While the typical payback time is up to 14 days, some of the lenders at 100 Day Loans do offer the extended payback feature, for a small additional fee for each extension. You aren’t caught unawares as each lender will notify you by email one to two days before your payment is due which gives you ample time to arrange for that much needed extension. With all these great benefits, we can highly recommend 100 Day Loans.
Although, you can seek extensions, it is still in your best interest that you repay the loan amount as soon as possible, as the interest rates for payday loans are quite high than the usual interest rates of bank loans, and are better to be taken for short term only.